9 Best Banks of 2024 Side by Side | ConsumerAffairs® (2024)

Personal checking, savings and business banking accounts. Investing and wealth management services available. Branch locations in 19 states. Over 40,000 ATMs nationwide. Became part of BMO in February 2023.

Chat with a ConsumerAffairs decision guide

Financial institution in 15 states. Offers checking, savings, CDs, credit cards, loans, investments and insurance. Lenient overdraft protection. Low interest rates on deposit accounts. Commitment to corporate responsibility.

Chat with a ConsumerAffairs decision guide

Online financial institution. Offers checking and savings accounts, CDs and credit cards through U.S. Bank. Offers personal loans through LightStream and mortgages through Rocket Mortgage. Free and low-fee account options.

Chat with a ConsumerAffairs decision guide

Bank serving 16 states in the South and Midwest. Offers checking, savings, mortgages, loans, credit cards and investments. Competitive rates on promotional CDs. Low interest rates and strict withdrawals on savings accounts.

Chat with a ConsumerAffairs decision guide

Regional bank located in 11 states. Offers checking and savings accounts, credit cards, loans, investments and insurance. A 24-hour grace period protects from overdraft fees. Below-average interest rates on most savings accounts.

Chat with a ConsumerAffairs decision guide

New Orleans-based financial institution. Offers checking and savings accounts, as well as auto loans. High APYs but high opening deposits. Accounts must be opened in person at a local branch but CDs can be opened online.

Chat with a ConsumerAffairs decision guide

Full-service bank tailored to active and retired military personnel but open to anyone in the U.S. Offers checking and savings, money market accounts, CDs, credit cards, loans and mortgages. Branches are on military bases.

Chat with a ConsumerAffairs decision guide

Financial services provider for U.S. military and their immediate families. Offers banking, insurance, investments and retirement planning. Low fees. No minimum balance requirements on many accounts. Competitie APYs.

Chat with a ConsumerAffairs decision guide

Large bank available in 26 states. Offers checking and savings accounts, credit cards, loans, mortgages, insurance and wealth management. Large ATM network. High fees and below-average interest rates on some savings accounts.

Chat with a ConsumerAffairs decision guide

One of largest residential mortgage originators in the U.S. Also offers checking and savings accounts, loans, credit cards and investment services. Banking only available in California, Indiana, Michigan, Ohio and Wisconsin.

Chat with a ConsumerAffairs decision guide

Largest family-controlled bank in U.S. Offers personal and business banking, including loans, mortgages, credit cards and insurance. Over 500 branches in 21 states. Fee-free account options. Low interest rates on savings accounts.

Chat with a ConsumerAffairs decision guide

Offers online and in-person banking, loans, credit cards and retirement accounts. Easy to waive checking and savings account fees. Increased benefits as your account balance grows. Cash-back and airline mile credit cards.

Chat with a ConsumerAffairs decision guide

Full-service bank offering personal and business banking. Operates in Arizona, California, Florida, Michigan and Texas. Low opening deposit requirements but also low interest rates on deposits. High monthly fees.

Chat with a ConsumerAffairs decision guide

Regional bank in Mid-Atlantic states. Offers checking and savings accounts, loans, credit cards, investments and business banking. High rates on promotional CDs. No annual fees on credit cards. Monthly fees on most accounts.

Chat with a ConsumerAffairs decision guide

First National Bank of Omaha is the largest privately held bank in the U.S. The company offers a range of financial services, such as checking and mobile banking. In addition, they have lending services and wealth management.

Chat with a ConsumerAffairs decision guide

Formerly known as Comenity. Specializes in co-branded credit cards and loyalty programs with retailers. Also offers high-yield savings accounts, certificates of deposit and loans. No checking accounts. Online only.

Chat with a ConsumerAffairs decision guide

Regional bank in Arkansas, Kansas, Missouri and Oklahoma. Offers checking, savings, certificates of deposit, loans and mortgages, credit cards and investment services. Some competitive rates. Monthly fees on deposit accounts.

Chat with a ConsumerAffairs decision guide

Multinational bank based in Canada. More than 1,100 branches across the Eastern U.S. Offers checking and savings accounts, credit cards, personal loans and mortgages. Numerous sign-up bonuses and relationship banking perks.

Chat with a ConsumerAffairs decision guide

Multinational bank based in Canada. Branches in 22 states. Offers bank accounts, credit cards, mortgages, loans and investments. Kid-friendly accounts available. Fees on all checking accounts. CDIC-insured.

Chat with a ConsumerAffairs decision guide

Full-service regional bank in 11 states. Offers checking and savings accounts, CDs, credit cards, loans and mortgages, insurance and investment services. HSAs, ABLE accounts and 529 savings accounts are also available.

Chat with a ConsumerAffairs decision guide

Wells Fargo offers many financial services that help make banking easier. Wells Fargo Conversations magazine helps users learn about investing and other financial topics. The company's credit cards include a variety of perks.

Chat with a ConsumerAffairs decision guide

Full-service global bank in nearly 160 countries. Checking and savings accounts, credit cards, loans and wealth management services available. Robust credit card rewards. No overdraft fees. Ability to waive other monthly fees.

Chat with a ConsumerAffairs decision guide

Large bank in 14 states and D.C. Offers checking and savings, credit cards, loans, mortgages and wealth management services. Monthly fees are easy to waive. High overdraft fees. Below-average interest rates on savings accounts.

Chat with a ConsumerAffairs decision guide

Offers traditional and online banking options. Special $0-fee student checking accounts available. Operates over 3,900 locations and 16,000 ATMs nationwide. AI virtual assistant enabled on all accounts.

Chat with a ConsumerAffairs decision guide

Offers online banking, robo-advisor trading, portfolio management and various loans. Stocks, ETFs, bonds, mutual funds, margin accounts and securities lending available. No commission or advisory fees.

Chat with a ConsumerAffairs decision guide

Midwest-based regional bank. Branches in Wisconsin, Illinois and Minnesota. Offers checking, savings, loans, mortgages and investments. Large ATM network. Monthly fees for most accounts, but can be waived with minimum balance.

Chat with a ConsumerAffairs decision guide

Chase Bank offers a variety of financial services, including specialized business and personal credit cards. Their Slate card includes a free monthly FICO score, and the Freedom card earns one percent cash-back on all purchases.

Chat with a ConsumerAffairs decision guide

Provider of retirement, investment and insurance products nationwide. Primarily serves businesses and institutions. IRAs available for individuals. Doesn’t offer checking or savings accounts, loans or credit cards.

Chat with a ConsumerAffairs decision guide

Provides online savings and checking accounts, CDs, and MMAs with high APY. No account maintenance or overdraft fees. Online services only; no physical branch locations. Over 60,000 no-fee ATMs available.

Chat with a ConsumerAffairs decision guide

Canadian bank, only available in Canada. Offers one bank account and several credit cards. No annual or monthly fees. Products earn PC Optimum points for groceries and other rewards. No savings or other interest-bearing accounts.

Chat with a ConsumerAffairs decision guide

Line of credit provider that offers unsecured and secured credit cards. Works with less-than-perfect credit. Credit scores as low as 300 accepted. Cashback benefits available. Annual fees go up to $99.

Chat with a ConsumerAffairs decision guide

Located in New Hampshire and Vermont. Offers online and mobile app banking. Checking accounts, savings accounts and lending available. Accounts are FDIC-insured. Helps with financial planning and wealth management too.

Chat with a ConsumerAffairs decision guide

Comparison site owned by LendingTree. Database of deposit products and rates from banks and credit unions across the U.S. Offers news and analysis on banking and personal finance topics, as well as tools and calculators.

Chat with a ConsumerAffairs decision guide

Traditional bank available in 25 states and Washington, D.C. Select physical locations available with online services. Offers checking, savings, money market accounts and CDs. CD laddering available. No monthly fees.

Chat with a ConsumerAffairs decision guide

FDIC-insured bank and financial institution. Checking and savings accounts. Lines of credit and loans. Investment portfolio management. Retirement IRA accounts and planning. Online/mobile banking. In-person branches.

TCF Bank was acquired by Huntington Bank in 2021 and is no longer in business.

Chat with a ConsumerAffairs decision guide