How to Save Money On Groceries: The dummy edition (2024)

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PUBLISHED: | By Hilary Erickson

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Oh, the feeling of a stocked pantry. The idea that you’ll never run out of anything. You’ll always have the item you need at your finger tips. Likely, for the next year. It’s taken a lot of time for me to admit this, but I have a buying problem. When I see something on sale I want to buy enough of it to last forever. This tip might just help show yo how to save money on groceries!

**Although this tip is 100% true, if you’re looking for other tips to save on your groceries, the Grocery Budget Makeover is available now! **

And then we thought we were moving. And I lived off that pantry for a good amount of time. Which, was awesome. We were able to save for the upcoming moving expenses (which never materialized, so instead we were able to save just about $700 dollars last summer by living off our pantry).

But, then the last can of black beans was gone. My husband didn’t have a new job and I was like, “OH MY HECK, I HAVE NO MORE CANNED BEANS.” Of course, I had a ton of dried beans, but that’s so hard…. (not hard if you have this great pressure cooker, which is what I’ve done). BTW, beans in cookies. It’s a good thing.

And I’ve found a new way to help our grocery budget.

And it’s mind blowing.

Wait for it…..

.

.

.

That’s right. By buying less stuff, I save money.

{mind blown}

Even if those canned beans are 30cents, if I buy 50 of them, that’s a lot of cash. BUT, if I just buy 5, that’s a lot less cash.

Are you catching up to the math here? This is obviously common core stuff.

Believe me, it’s not calculus, and no one feels more dumb about it than I do.

This isn’t to say that you shouldn’t stock up on items when they’re on sale.

But it is to say that you need to find some mid-ground if you have a penchant to over-buying {#guilty}.

I am grateful that I have a husband who kind of rolls his eyeballs when I have enough canned tomatoes to last through the zombie apocalypse.

I mean, I heard they seem pretty unstable — maybe we can just chuck cans at them and get away?

So, am I off the pantry excel file?

Sort of. I am actually still a HUGE fan of that. Really seeing what you WANT to store in your home is great. I think it’s the first step to saving money at the grocery store.

BUT being realistic about what you need to store in your home is an even better tip.

So, I still have canned beans and canned tomatoes, maybe 5 of each and when that dwindles to two I look for a deal for more.

I also go to the grocery store less. Maybe just every other week.

I’ve been better about cooking larger batches of meat and then using it during the week for other meals (and I still buy chicken in bulk). It’s a huge time saver, and brain saver.

Related post: 5 Little monkeys Coupon Code

I have also spent a little more on fun products to try some new recipes, especially when I was using a meal plan service more frequently. They gave me ideas I’d never had before and it has been really fun to search the ethnic isle for things like Garam Masala. And as always, cooking at home is the #1 tip to saving money!

So, buy less. To save more.

{mic drop}

P.S. {awkwardly picking mic back up} I realize this tip is insanely stupid (similar to my best financial advice ever) but it is really something I’ve taken to heart lately. Maybe it sparks some ways to buy less at your house too!

P.P.S. If you’re to master your grocery budget in other ways — I recommend you check out the Grocery Budget Makeover — Erin really knows what she’s talking about.

If tips like this help you brainstorm ways to save at your house, be sure to sign up for my newsletter with a free budgeting worksheet:

And check out all my other money saving tips

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How to Save Money On Groceries: The dummy edition (5)
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How to Save Money On Groceries: The dummy edition (2024)

FAQs

How to save money for dummies? ›

8 simple ways to save money
  1. Record your expenses. The first step to start saving money is figuring out how much you spend. ...
  2. Include saving in your budget. ...
  3. Find ways to cut spending. ...
  4. Determine your financial priorities. ...
  5. Pick the right tools. ...
  6. Make saving automatic.
  7. Watch your savings grow.

How can I save on grocery costs? ›

17 ways to save money on groceries
  1. Make a meal plan.
  2. Shop alone if you can.
  3. Shop during the quietest days of the week.
  4. Swap expensive cuts of meat for cheaper options.
  5. Buy generic products.
  6. Avoid buying hygiene products at the grocery store.
  7. Stick to the store's perimeter.
  8. Pay with a grocery rewards card.
Oct 23, 2023

How can I spend little on groceries? ›

11 tips for saving money at the grocery store
  1. Pay with a grocery rewards card. ...
  2. Sign up for the loyalty program. ...
  3. Clip coupons. ...
  4. Join a wholesale club. ...
  5. Go in with a list and stick to it. ...
  6. Buy items on sale. ...
  7. Avoid pre-packaged items. ...
  8. Compare prices between stores.

How can I save time grocery shopping? ›

3 Ways to Save Time at the Grocery Store
  1. Keep an ongoing shopping list. Making a list of items as you discover you need them can help ensure that you don't end up short on the essential items and then have to make extra trips. ...
  2. Pick your route. ...
  3. Shop during off-peak hours.

How to save $1,000 in less than a month? ›

11 Easy Ways to Save $1,000 in 30 Days
  1. Create a Budget. ...
  2. Automate Your Savings. ...
  3. Create a Savings Bingo Sheet. ...
  4. Negotiate Your Bills. ...
  5. Separate Wants From Needs. ...
  6. Plan Your Meals. ...
  7. Buy Generic Brands. ...
  8. Cancel Unnecessary Subscriptions.
Sep 26, 2023

What is the 50 30 20 rule? ›

The 50-30-20 rule recommends putting 50% of your money toward needs, 30% toward wants, and 20% toward savings. The savings category also includes money you will need to realize your future goals.

What is the 6 to 1 grocery method? ›

It involves picking six vegetables, five fruits, four proteins, three starches, two sauces or spreads, and one fun item. Not only can it streamline your grocery shopping trip, but it can also help you shop with purpose so that you use your time more efficiently.

How to save 200 a month on groceries? ›

How To Save $200 on Your Grocery Bill Every Month
  1. Plan Your Meals Around Savings. ...
  2. Join a Loyalty Rewards Program. ...
  3. Always Buy Generic. ...
  4. Swap Meat for Plant-Based Protein a Few Times a Week. ...
  5. Use a Cash-Back App.
Aug 1, 2023

What is a good grocery budget for 2 adults? ›

How Much Does A Family Of 2 Spend On Groceries? As the family grows, so does the average grocery spend. Two-person households spent $5,635 in 2022 on groceries, or food at home. That's up from $5,145 in 2021 – a $490 difference, or $254 per person.

Is eating out cheaper than eating at home? ›

Financial advisors have long promoted home-cooked meals as a cost-saving alternative to restaurant food. A 2018 study found that, on average, you'd spend almost five times as much money ordering a delivery meal compared to cooking that same meal at home.

How much should 1 spend on groceries? ›

According to the USDA guidelines, you might spend $979 a month on a thrifty plan, $1,028 on a low-cost plan, $1,252 on a moderate-cost plan and $1,604 on a liberal plan. The USDA guidelines can provide a starting point for a food budget, but they don't consider all the variables that can affect cost.

Is Walmart cheaper than Aldi? ›

Regardless, the prices don't lie. Aldi is considerably cheaper than Walmart in almost every instance (or they were about the same).

How to keep grocery costs down? ›

How to Save Money on Groceries
  1. Redefine dinner. ...
  2. Crunch some numbers while you shop. ...
  3. Round up your grocery cost estimates. ...
  4. Raid your pantry. ...
  5. Think before you buy in bulk. ...
  6. Know when to shop. ...
  7. Start freezing and storing meals now. ...
  8. Pay with cash.
Jan 18, 2024

How to reduce your food bill? ›

Learn tricks to cooking on a budget

Tins, and dried foods such as pasta, rice, noodles and oats should feature heavily on your shelves. Replace fresh fish, veg and fruit with frozen. Choosing frozen salmon rather than fresh, as in these salmon and pesto parcels, can save you over 55 percent.

Is it cheaper to grocery shop every day? ›

It Might Depend on the Size of Your Household

A smaller household may find it better to shop weekly sales and to buy smaller amounts, to not only stay on budget but prevent food waste,” she said. “But if it's a larger household, it may pay to do bulk shopping less often, like on a monthly basis.”

What is the 30 day rule? ›

The premise of the 30-day savings rule is straightforward: When faced with the temptation of an impulse purchase, wait 30 days before committing to the buy. During this time, take the opportunity to evaluate the necessity and impact of the purchase on your overall financial goals.

How to save up $1,000 in 6 months? ›

Consider these six steps to help you get started and reach your $1,000 goal.
  1. Open a savings account. What's the value in putting your emergency fund in a savings account? ...
  2. Automate. ...
  3. Cut back. ...
  4. Cut out. ...
  5. Don't give up. ...
  6. Work both ends of your budget.
Oct 10, 2023

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