Can I get my money back if I don't use a money order?
Yes, you can request a money order refund only if your money order hasn't been cashed. However, the refund process can take up to 8 weeks to be completed.
You can request a money order refund only if your money order hasn't been cashed.
If a money order isn't cashed within the designated time frame, it becomes stale or expired, and the issuer may no longer honor it. Some issuers may charge a fee for replacing a stale money order or for refunding the amount.
Once you are with a teller, write the following phrase: "Not Used for Purpose Intended" on the back of the money order. We suggest that you contact your bank or check casher before going to the location.
You can cash a money order where it was issued (which should be printed on the money order). Additionally, you can generally cash money orders at your local post office or retailers like Walmart. Keep in mind that you may need to pay a fee if you choose to cash a money order at the non-issuing institution.
If the money order has been cashed, the issuer will not replace it or refund the purchase amount. Your best bet at that point is to request a copy of the signed, cashed money order from the location that cashed it. Contact local law enforcement and provide them with the copy so they can begin an investigation.
Take it back where you purchased it. This is your only option if you have already filled in the payee's name. If you have not filled out the payee's name, make it payable to yourself and deposit it into your bank account.
No, money orders do not have an expiration date. However, depending on the state of purchase, if you do not use or cash the money order within 1-3 years of the purchase date, a non-refundable service charge will be deducted from the principal amount according to the terms conditions of the money order.
Can a Blank Money Order Be Cashed? If someone finds a blank money order with a specified value amount on it, it can be filled out and cashed.
You can treat one just as you would a check that's made out to you. You can cash a money order or you can deposit it into a bank account to get access to the money. It's just a piece of paper until you do so. You can cash money orders at numerous locations, including banks and convenience stores.
Can a money order be returned for insufficient funds?
While they are often used in the same way as a personal check, money orders are prepaid and cannot be returned for insufficient funds.
Enter the recipient's name and address
List the name and address of the person or business you're sending money to. Only the listed recipient will be able to cash the money order. If you leave this field blank, anyone could put the money order in their name and take the payment.
Check that the amount does not exceed the legal limit: $1,000 for domestic, and $700 for international Postal Service money orders. 2. Check that the proper security features are present: n When held to the light, a watermark of Benjamin Franklin is repeated from top to bottom on the left side.
You can cancel a money order that hasn't been cashed. (If it's already been cashed, skip ahead.) If you're not sure about your money order's status, you can track it by calling the issuer's customer service number or using the tracking feature on its website.
Yes, you can cash a money order that is already written out to an apartment complex. Money orders are negotiable instruments, meaning they can be endorsed and cashed by the payee or any other party the payee endorses it over to.
Complete all blocks, sign, and present your customer receipt to the Post Office employee. The employee will verify the information you provide. We will issue a refund 60 days or later from the issue date of the money order, or provide a copy of the money order if it has been cashed.
You may be able to cash your money order at banks and other retailers (grocery stores, check-cashing locations or other stores where you've been able to cash checks in the past). In some circumstances, the bank or retailer may charge you to cash your money order.
Can I get a refund for my money order if I no longer need it? If the money order is not damaged or altered, please visit your local Walmart store with your original sales receipt & a valid ID to obtain a refund. Refunds are available up to 10 days after purchase.
You can't make changes after a money order has been processed. If you make a mistake in filling out the payee's name and don't fix it, the recipient likely will run into trouble cashing the money order.
All issuers set their own fees, and some may charge more if someone doesn't have a receipt for their money order. That being said, it can cost between about $5 to $30 to get a refund for a money order with a face value of $5 or more.
Can you check if a money order has been cashed?
There are multiple ways to check the status of a money order. If you have your serial or tracking number and the money order amount, you should be able to verify online or by automated phone line whether it has been cashed or deposited.
How long does a money order take? Processing times for money orders differ depending on the type of money order service you purchase and your payment type. In some cases, funds for your intended recipient may be available at a pickup location in a few minutes, but a transfer to another bank account can take a few days.
If it hasn't been cashed, you can fill out the Money Order Customer Request form to request a refund. You'll pay a $15 processing fee, deducted from the refund, to process the request. It takes about 30 days to complete a money order refund.
What happens to a money order if it is not cashed? By law, if money orders are not cashed within a certain time period, they may be turned over to the state as unclaimed property. Unclaimed property laws vary by state.
To cash a money order, verify its authenticity and find a bank, credit union, or check-cashing store. Bring photo ID when you cash a money order, and expect to pay a fee in most cases.
